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SHARE ACCOUNTS:

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ACCOUNT TYPE

Min. Balance

RATE

YIELD

COMPOUNDED
Regular Share Account  $300 0.25% 0.25% APY Quarterly
 $2,000 0.50% 0.50% APY Quarterly
 $10,000 1.00% 1.00% APY Quarterly
Holiday Account 0.40% 0.40% APY Quarterly
Vacation Account 0.40% 0.40% APY Quarterly
 Money Market Account $10,000 1.25%

   1.25% APY   

Monthly

Shop & Compare ! ! !

 $30,000 1.55%

   1.55% APY

 Monthly
  $70,000 1.60%

 1.60% APY

 Monthly

See the "What's New!" page for more information about our new MONEY MARKET ACCOUNT

Our Money Market Account has CONSISTENTLY paid a higher yield than both local and national banks!  Isn't it time to move your liquid funds to your Credit Union?

 
Rates are subject to change without notice.

CHECKING ACCOUNTS

VIP Checking

0.20%

Classic Checking

0.20%

Fifty Five Plus

0.20%

Unlimited Checking

0.20%

LOAN RATES:                                     Click here for loan application
The Credit Union has competitive rates & terms designed with you in mind.   Please visit the "What's New!" page for the latest on our newest products, including our great new home equity loans!

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HOME EQUITY LOANS (85% LOAN TO VALUE)
All Home Equity Loans from $50,000 to $350,000 ( for loans less than $50,000 add 1/4%) Rates shown for "best" credit
LOAN TYPE TERM AS LOW AS

Home Equity 3 Year 

36 Mo 6.24% APR

Home Equity 5 Year 

60 Mo 6.24% APR

Home Equity 7 Year  

84 Mo 6.74% APR

Home Equity 10 Year

120 Mo 6.99% APR

HOME EQUITY PLUS LOANS (95% LOAN TO VALUE)

Home Equity Plus 3 Year

 36 Mo 7.74%
Home Equity Plus 5 Year 60 Mo 7.74%
Home Equity Plus 7 Year 84 Mo 8.24%
Home Equity Plus 10 Year 120 Mo 8.49%

Mortgage Rates for today are on the Mortgages page

Share Secured Loans
Secured by your savings account Flexible 6.00%
Unsecured Loans:
Signature Loans Payable to Borrower - $20,000 Maximum, $1,000 Minimum

$20,000

 24 Mo 8.99% APR

$20,000

 48 Mo 9.99% APR

 
 Computer Loans*:

          $1,000 to $2,500

 24 Mo. 8.99% APR

          $2,501 to $5,000

 36 Mo. 8.99% APR
          *Applicable only for computers purchased at Campus Computer Store

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AUTOMOBILES, TRUCKS, RVs, BOATS & AIRCRAFT

 

 MODEL YEAR MONTHS AS LOW AS
 
New Automobile/Truck 2007-2008 Up to 60 Mo. 5.49% APR
      No Down Payment Option Available!
New Automobile/Truck 2007-2008 Up to 48 Mo. 5.24% APR

      No Down Payment Option Available!
New Automobile/Truck 2007-2008 Up to 36 Mo. 4.99% APR
New Luxury Cars 2007-2008 Up to 72 Mo. 6.24% APR
     No Down Payment Option Available!
 
Used Automobile/Truck 2004-2007 Up to 60 Mo. 6.24% APR

     No Down Payment Option Available!
Used Automobile 2004-2007 Up to 48 Mo. 6.24% APR

     No Down Payment Option Available!
Used Automobile 2001-2003 Up to 48 Mo. 6.99% APR

     No Down Payment Option Available!
Used Automobile 2001-2003 Up to 36 Mo. 6.74% APR
     No Down Payment Option Available!

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Rates are subject to change without notice.
Any 2000 and earlier model year automobile with a finance value of $12,000 or greater will be considered to be a 2000-2002 model for purposes of these rates. Other automobiles must have a minimum finance value of $4,000.

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FEES
Stop payment Fee (member initiated)  $26.00
Returned quarterly statement due to incorrect address  $12.00
Fee for returned check (Non-Sufficient Funds/Account Closed, etc) $26.00
Courtesy Pay for NSF check, additional $ 7.00
Fee for 4th and each additional withdrawal from Savings in a calendar month $15.00
Fee for mailing withdrawal check $10.50
Processing Fee (Interim Statement/ Duplicate 1099's/Account Verification) $12.00
Other fees may also apply.  Ask us for complete list of fees.
Loan requests are subject to normal underwriting standards.
Other terms and conditions do apply.
Loan rates are subject to change without prior notice.
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